Posts Tagged ‘Personal Finance’

I enjoy reading the Shopaholic series of books by Sophie Kinsella. As a confirmed “under-buyer,” I am the exact opposite of compulsive shopper Becky Bloomwood Brandon, so I can chuckle at her antics as she shops her way through designer boutiques with her overextended credit cards and overdrafts. Eventually, the books end with our heroine…

Your loving give me a thrill, But your loving don’t pay my bills “Money (That’s What I Want)” – The Beatles Financial planning for one person can be complicated enough. When you get into a long-term relationship with someone else and combine your households, you join your financial lives as well. Just because your beloved…

When my husband and I celebrated our first Christmas in our new home, we bought the perfect Christmas tree and set it up in front of the window. There it sat, bare of ornaments for several days. We were each waiting for the other to begin. You see, when I was growing up my Dad…

Recently I’ve become more aware about how often I sit throughout the day. Research even suggests that too much sitting can be worse for you than smoking. I sit a lot! Since I work in an office environment, I can be sitting at my desk for hours during the day and then come home and…

It drives me nuts when I see deceptive and misleading advertisements in the financial services and investment industry. Personal finance can be complicated enough without having to bring a lawyer and a magnifying glass with you to interpret the fine print of every deal. Worse, still, is that many consumers take the bait without fully…

Your forties are a good time to check out how you are doing financially. Many people find that they are finally getting some results. Salaries are likely to be higher, you are making some headway in decreasing your mortgage, and the kids may be at the age where they are not as financially draining as…

This is the time of year when people take stock of their lives and vow to start the new year with a change of habits: stop smoking, exercise, eat better, take care of finances. And yet the majority will fail to keep up with the changes within the first month. Bad habits have both a…

It’s been said that it’s a lot easier to spend less money than it is to earn more money because it does not take as much effort. But is this really true? It does take some time and effort to do such money-saving tasks as preparing a meal plan, grocery shopping from a detailed list,…

When you get to your 30’s, trying to balance your finances can become overwhelming. Most people find themselves juggling responsibilities of buying a home, mortgage payments, paying for a wedding, starting a family, and somehow trying to save for retirement. You are still early in your career with growing demands at work, and the money…