Posts Tagged ‘Personal Finance’

For many of us, buying a new car is probably the second biggest purchase we’ll make in our lives.  It’s expensive, it’s a long term investment, and you rely on it.  Most of all, no one wants to get screwed. Get informed…It’s free Until recently, invoice prices were not readily available to Canadians.  Some companies…

Getting organized is a key step in applying discipline to your financial and investment planning.  Here is a checklist that shows suggested financial planning activities for the next year. January A good time to meet with your financial advisor to review and rebalance your investment portfolio. Calculate your net worth for a financial snapshot of…

The key to building a strong financial plan for the future is to understand how much money you’re currently spending and saving.  Budgeting and tracking your expenses can give you the knowledge and control you need to get through the various financial changes in your life. We started budgeting and tracking our spending a few…

A reader wrote to me a couple of weeks ago and brought up the subject of mobile budgeting applications.  He was wondering how to find the best budgeting apps amongst the huge number of options available. Since I’m sure a lot of people have the same issue, I thought I would cover mobile budgeting apps here on…

More and more Canadians are embracing the convenience of using an email money transfer to send money quickly and easily to friends and family: from splitting the bill at a dinner party to chipping in for birthday and Christmas presents. An email money transfer is a fast and secure way to send and receive money…

With the growing popularity of online and mobile banking, it stands to reason that branch banking hours should be on the decline.  A decade ago, full service branches were being replaced by smaller satellite branches and ATM-only locations. But banks are staying open longer to meet the needs of our busy lives, offering extended weekday…

This year is shaping up to be a great one, financially speaking. Our income is the highest it’s ever been, and we’ve managed to put about 25% of that away into savings and investments.  We’ve also nearly doubled-up on our monthly mortgage payments and so we’re on track to pay off our house in 10 to 12 years.…

Most people only dream about making more money, but in reality it’s easier than you think.  You can make more money by getting a raise or a promotion at work, or by changing careers to a more lucrative field.  You can also get a second job, or start your own business on the side. The…

While big corporations and governments can have a big impact on the environment – for better or for worse – individual efforts to “go green” can add up too.  Here’s how to save money by going green: Reducing Your Environmental Footprint You can reduce your environmental footprint and make the planet a cleaner, healthier place…