Rewards Cards
New American Express Cobalt Card: Juicy Rewards for Millennials and More
This post reviews the new American Express Cobalt Card. Canadians love credit card rewards programs but finding the best one to suit our needs can be a challenge. A family of four with two working spouses might see the bulk of their budget go towards groceries and gas, but a metro millennial might spend more…
Read MoreRedeem Aeroplan Miles For Flight Rewards: 7 Experts Share Their Secrets
I’ve earned a ton of Aeroplan miles over the last 24 months from credit card sign-up bonuses and Air Canada flights. With my balance now hovering around 165,000 miles, I’m starting to ponder how to extract the most value from the loyalty program. From years of research I know it’s best to redeem Aeroplan miles…
Read MoreSimply Making The Most Out Of Summer Spending
Let’s talk about summer spending. For us, summer is the most expensive season and one that can get out of control quite easily without a sensible spending plan to guide us. In addition to our summer vacation, there are day-trips to the mountains, summer camps for the kids, lawn care, backyard barbeques, plus the odd…
Read MoreTop 3 Cash Back and Travel Rewards Credit Cards for 2017
A credit card with a good travel rewards program can earn you big perks such as free flights and hotel stays, which is why Canadians tend to prefer travel rewards cards over their cash-back cousins. But last year’s Air Miles debacle left customers with a bad taste in their mouths. Sure, earning travel points was easy.…
Read MoreOur Top Credit Card Picks For 2017
Credit cards are a fact of life and depending on your point of view they’re either a necessary evil or a useful tool for building credit and earning rewards. We prefer the latter, which is why I’m always on the lookout for the best credit card offers. But with seemingly hundreds of credit cards on the…
Read MoreShould Rewards Points Be Allowed To Expire?
Nearly a decade ago every province in Canada passed some form of legislation that banned expiry dates and most fees on gift cards and prepaid cards. Canadians spend nearly $6 billion annually on gift cards and these regulations ensure that consumers get the full value of their gift card no matter when they decide to…
Read MoreShould University Students Get A Credit Card? Probably
As students head back to university this fall, one question is whether or not to get a credit card. They probably should. Credit cards are practical and useful and managing them is a fact of life. So the sooner young adults learn to use one responsibly and begin building a credit history, the better. There are…
Read MoreAn Open Letter To Air Miles
Dear Air Miles, we need to talk about your loyalty program and how you’re treating collectors. It was nearly five years ago when you announced major changes to your rewards program. The introduction of Air Miles Cash, which gave collectors the ability to redeem rewards miles instantly at various retailers, was a welcome addition for…
Read MoreEarn Free Groceries With The PC Financial MasterCard and World Elite MasterCard
The PC Financial MasterCard has a bit of a cult following among certain rewards cards enthusiasts, and for good reason. This no-fee card pays 1 percent back in the form of PC Points, which can be redeemed for free groceries at any store where President’s Choice products are sold. Who doesn’t love free groceries? Indeed,…
Read MoreThe Costco Effect On Earning Credit Card Rewards
My wife and I do a lot of our grocery shopping at Costco and a few years ago signed up to become Executive Members, which means we get 2% cash back on nearly every purchase made at Costco. Last year the warehouse giant sent us a reward coupon in the mail for $176.61 and if you…
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