Lump Sum Payment Or Prize For Life?
Now I don’t subscribe to the Lotto Max retirement plan myself, but I have to admit that a lump sum payment of $1,000,000 or more sounds like financial freedom to me.
Read MoreAssessment Time
At the beginning of each year I take a look at the previous year-end financial statements and review my portfolio. I use a spreadsheet that tracks the performance of my savings and investments and this assists me in deciding whether to make changes in the coming year.
Read MoreGifts That Keep On Taking
What happens when you receive a gift that forces you to upgrade your lifestyle, whether it’s through recurring monthly charges, purchasing accessories, or taking up a new habit?
Read MorePersonal Finance Resolutions for 2011
That’s why this year, instead of making an empty vow to go to the gym, I’m going to set some realistic goals to improve my bank account.
Read MoreWhy I Cancelled My Gym Membership
I thought I was stuck with this monthly fee until the contract expired, or else I would be faced with a huge penalty for cancelling our gym membership.
Read MoreRRSP And TFSA Portfolio Update
This past year was a good one for my RRSP and TFSA portfolios (although not as good as 2009), with decent capital gains and a few dividend increases.
Read MoreMy Short Term Goals For 2011
I’m not much for New Year’s resolutions, however I am a big proponent of setting realistic goals in order to keep myself on track.
Read MoreMy New Year’s Resolution
Most people give up on their New Year’s resolutions before the month of January comes to an end, but in this coming year I’m committing to breaking the bad habit of being wasteful.
Read More20 Simple Steps To Improve Your Finances Next Year
Apply these steps in your own life over the next few months and you’ll be well on your way to a complete financial makeover.
Read MoreDo You Need Financial Advice?
If you think you could have made better investment decisions, it may be time to get some personal financial advice.
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