Is It Time To Say Goodbye To Dividend Investing?

Bye-bye, dividend stocks.  We’ve had a great run.  I know I said I’d hold you forever but it’s clear you’re in a bubble now and it’s time to abandon this strategy before the bubble pops. Dividend fever has taken hold and driven blue-chip dividend payers to new heights. Investors flocked to dividend stocks for safety…

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Why U.S. Stocks Are Safer Than Canadian Stocks

Let’s say you want to invest your savings, and you want to buy some stocks as part of your investment portfolio.  Which stocks do you choose? Traditional wisdom says you should hold more of your own country’s stocks than stocks from a foreign country.  That means Canadians should hold more Canadian stocks than U.S. stocks.…

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Why Some Decisions Don’t Make Financial Sense

Managing your money and making sound financial decisions is difficult.  We budget and save and try to invest our money wisely, but sometimes we make choices in our everyday lives that don’t make financial sense. Related: Why Do We Save? Here are some of my miscellaneous musings. Why is it that – Single income earners…

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10 Fees You Can Avoid Paying

Fees may be just a part of life, but that doesn’t mean you have to simply accept them.  Fees can easily be overlooked when it’s just a few bucks, but even small fees can really destroy your budget. Fortunately, there are ways to get around these unnecessary charges with a little extra effort. Related: 35…

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Blowing Bubbles

The company had no problem attracting investors desperate for a place to put their money.  People rushed to purchase shares so they wouldn’t be left out, scraping together whatever money they could, seeing only boundless opportunities for gain. Excitement and tension increased in the same proportion as the increase in stock prices.  Plans were made…

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Gold Plated Pensions: Have We Seen The Last Of Them?

Most defined benefit pensions – also known as gold plated pensions – were designed in an environment that supported and encouraged early retirement. But things are different today. We’re living longer. Life expectancy increased from age 75 to age 82 in the last 35 years. Gold plated pensions in the private sector have disappeared, while public…

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Weekend Reading: TFSA Book Giveaway Edition

On Monday, I wrote a review of Gordon Pape’s new book, How TFSA’s Can Make You Rich.  We promised to give away a copy of that book, plus a copy of, Money Savvy Kids, to one lucky reader. Congratulations to Bryan, whose comment left at 7:33 AM Monday proved to be the winning entry.  I’ll…

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The Three C’s Of Canadian Investors

What are the biggest mistakes people regularly make when trying to reach their financial goals?  Canadian investors are often guilty of being too cautious, too conservative and too cheap. Related: Avoid These 4 Investing Mistakes Cautious While no one would advocate taking imprudent risks, being too cautious with long-term investments and sacrificing long-term return for…

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How TFSAs Can Make You Rich

Tax-Free Savings Accounts have been touted as the most powerful investment option for Canadians since RRSPs were introduced more than 50 years ago. On the surface, TFSAs are a simple personal savings program which allows Canadians over the age of 18 to contribute $5,500 per year into a plan and then withdraw the money, tax…

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