There’s been a lot of talk recently about commissions (especially embedded fees) paid to financial professionals. In the past it was often hard to pin down just what financial advisers were making off their clients and how fees were calculated. Public pressure has made the fee collecting process more transparent, but there are still questions…

Grocery bills are on the rise and I’m always looking for ways to save money. I was recently intrigued when I read about a $5 a day meal planning program until I realized the writer was American. I don’t think it’s possible to shop the same way in Canada. Our food prices are a lot higher, and…

Millennials need to develop an entrepreneurial spirit in order to succeed in today’s economy. Gone are the days when you could graduate debt-free, get a job with a stable employer, work there for three decades, and retire with a healthy pension. Today’s workers change jobs every four to five years, and they’re no stranger to…

There’s a popular story told by banks and financial authors to encourage people to start saving for retirement at an early age. It’s called the Parable of the Twins and it goes something like this: One twin puts aside $3,000 every year into his tax free savings account starting at age 22, and stops at 32 –…