Posts by Sandi Martin

Imagine a world of total certainty – you know when you’ll die, how many times your car will crap out on you, what the markets will do, and if your third kid will need braces.  In that world. figuring out exactly how much money you’ll need to save so that you can stop working entirely…

Let’s play a game of Necessity Tetris (Retirement Income Edition).  Your screen is the amount of monthly income you’d like to have in retirement, and the tetrominos (yes, I looked it up) are the various sources of income you’re counting on to appear as a result of your hard work, diligent saving, employee benefits, and…

Do you ever feel like you spend most of your life saving and saving and saving for retirement (or financial independence), worrying about how much you should have invested in stocks or bonds or mutual funds or GICs, and if it’s enough, but that what you do with your money after you reach that magical…

Raise your hand if you’ve spent any time thinking about what kind of money you’re likely to get from the government when you retire. Now raise your hand if you don’t really know how much money that will be, or how to figure it out. …twenty-seven…twenty-eight…twenty-nine…almost everyone, then. How To Estimate Your CPP Benefits A…

Can I tell you a story?  It’s a true one, and – unfortunately – it’s happened more than once.  Way more than once.  It may even be your story.  Here goes: Sam is leaving his job, and with it his defined benefit plan.  He gets a small sheaf of paper from his company, asking him…