Archive for November 2010
Understanding Disability Insurance
If you are young and healthy, you probably haven’t given disability insurance a second thought. But check out these statistics. At age 30 there is an almost three in one chance that you will become disabled
Read MoreUnderstanding Life Insurance: Part Two
You’ve heard the phrase, “buy term and invest the difference”? Term insurance is pure insurance protection, there are no gimmicks, bells or whistles.
Read MoreChristmas Shopping Online
It’s that time of year again when the retail stores are lusting after your hard earned money and you almost need a two-wheel dolly to lug all the weekly flyers into the house. A lot of people dread shopping now and will do anything to avoid the crowds.
Read MoreUnderstanding Life Insurance: Part One
Life insurance is a plan where you pay money to an insurance company while you are living, and the insurance company pays your chosen beneficiary upon your death
Read MoreDelayed Gratification
There was once an experiment done with young children offering them one cookie now, or two cookies later (perhaps after a nap or bath). In the majority of cases the youngster accepted the one cookie immediately thereby proving that one cookie in the hand is worth a lot more to them than two cookies in the distant bush.
Read MoreSuccession Planning
Business succession planning is critical for the future success of your company, especially if you run a family business. It is a well known fact that family business succession planning fails by the third generation.
Read MoreTelemarketing Scams
It has always puzzled me why seemingly intelligent people can fall for scams and lies from people they have never met or even spoken to.
Read MoreForecasting Income And Expenses
After tracking my monthly spending with a budget for over a year, I decided that I needed to look further ahead and so I created a spreadsheet to forecast income and expenses over an entire year.
Read MoreMy Brand New Car: Part Two
Someone has to buy the new cars so that others can buy them used when they’re sold. However, you won’t be buying my car as I plan to keep it until it dies a natural death – 15 or more years from now.
Read MoreMy Brand New Car
I recently purchased a brand new 2011 vehicle. I know what you’re going to say: I wasted my money, that I lost at least $3000 the minute I drove it off the lot…
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